The company’s headquarters are in San Francisco, just next to the Transamerica Building. Zumper also has hubs in Scottsdale, Chicago, and Providence. With 200 employees and over two dozen states, Zumper is a national presence. However, a recent lawsuit alleges Zumper violated the Fair Credit Reporting Act by storing and using fraudulent information. The company denies this and says its service is completely confidential.
Tenant screening companies can be sued under the Fair Credit Reporting Act
A recent lawsuit brought against a tenant screening company has revealed that it may be violating the FCRA. The lawsuit alleges that the company failed to implement reasonable procedures to verify a consumer’s criminal and eviction records. The tenant screening company argued that the record was included because the charge was dismissed within seven years. However, the plaintiffs argued that the record was more than seven years old.
While landlords use tenant screening reports to protect their property from abusive tenants and credit risks, they may be violating the FCRA. Especially small landlords who depend on rental income to cover mortgage payments, they cannot afford to have bad tenants who skip payments and damage property. Even if there are no mistakes in the report, landlords must tell the applicant if the information contained in the report is inaccurate.
Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information
If you find any inaccurate or unverifiable information about a Zumper background check report, you may challenge it. To do this, write the reporting agency a letter explaining your dispute. Include supporting documents, if possible. You must retain copies of the letter and the originals of the supporting documents. The agency must then correct or delete the incorrect or unverifiable information within ten business days.
When a landlord or tenant screening company fails to comply with these regulations, they can face legal action. These lawsuits may result in a reversal of the adverse action taken against a tenant. It may be either written or oral, but it is still an adverse action. Tenants also have the right to dispute errors in background checks and credit reports. If you discover an error in your background report, you can file a complaint with the consumer reporting agency. Generally, it will take a reporting agency up to 30 days to remove or correct any inaccurate information on your background report.
Fraudulent information can be used against a tenant
If you believe you have been wronged by a background check, you can file a lawsuit against Zumper. However, before you can do so, you must first determine whether you entered into a valid contract with the company. If you do, you may be entitled to compensation. You may also wish to investigate other avenues for redress. For example, you may want to file a lawsuit against a landlord for using a background check service on a tenant. However, the law is fairly strict in this area.
Some conditions must be met before a tenant can successfully file a Zumper lawsuit. Among these conditions is the timeliness of the data record. Zumper subscribes to a service that stores its website history and keeps internal records about a person’s account. The records also include the browser and device of the individual user. These conditions must be met to successfully use a background check on a tenant.
Cost of a background check
When you rent out a property, you should consider how much it will cost to run a background check. Zumper is a website that provides background checks for renters. It charges a $30 fee to screen applicants and to send the screening report. If you use Zumper to rent a property, you will have to pay the $30 fee once the screening is complete. However, Zumper allows you to waive the fee if you are concerned that you may have been scammed. The screening report includes the personal information of the person you’re renting to.
The cost of a Zumper background check lawsuit can range from $300 to $1500. The process can take several years, so you should plan for this cost in advance. If you file your lawsuit immediately, you might get the best settlement. But it’s not always as simple as that. First, you need to decide whether you have a valid contract with Zumper. If it was, you should consider filing a lawsuit in small claims court.
Cost of a credit report
The company that makes Zumper, Inc., a background check service, is not a credit reporting agency. As such, the cost of a credit report will be based on the actual value of the information contained in the report and not the alleged price of the service. However, if a creditor denies the information, the plaintiff can file a lawsuit in court.
As part of their service, Zumper has subscribed to a service that maintains a history of its website. In addition to this, the company also maintains internal records of account creation and information, such as what browser and device the individual uses. While Zumper doesn’t keep an official record of every request for a credit report, it is bound to maintain these records if the user repeatedly makes use of the service.